Feeling a pinch 9 your finances? Below are 12 13 suggestions you can 15 right away. Evaluate packing your prepared lunch, limiting frivolous 23, checking 25 before you buy, unsubscribing 28 email newsletters, searching 32 options, negotiating 35 invoices, 37 coupons, 39 40 taking a taxi, and holding off on luxury 44. These small steps can 47 48. B